Having a deer hit your car can be a frightening and potentially dangerous experience. It is not something anyone expects or wants to happen, but it is a possibility that drivers should prepare for, especially in areas where deer are common.
In the event that you do strike a deer, your safety and the safety of others on the road are paramount. Here are the steps you should take after such an unfortunate event.
Ensure your immediate safety
After hitting a deer, your first step should be to ensure your safety. Check to see if you or any passengers have injuries. If anyone is seriously injured, call emergency services right away. Even if you feel fine, shock can mask injuries, so consider seeking medical attention as soon as is reasonable.
Get your car off the road
If possible, move your car to the side of the road or into a safe area away from traffic. Turn on your hazard lights to warn other drivers of your presence and the potential hazard on the road.
Report the incident
Contact local law enforcement or the game commission to report what happened. They can help direct traffic, remove the deer from the road if necessary and provide you with an official report. This report can be helpful if you decide to make an insurance claim.
Assess the damage
After ensuring everyone’s safety and contacting the authorities, assess the damage to your vehicle. Document the scene of the collision with photos if it is safe to do so.
Contact your insurance company
Call your insurance company to report the incident. They can guide you through the process of filing a claim. Typically, coverage for hitting a deer is under the comprehensive portion of your auto insurance policy, not the collision portion.
Hitting a deer with your car can be an unsettling event. Knowing what steps to take will help you navigate this unexpected and unfortunate situation.
